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Waiver of Premium

Generally speaking this benefit protects you against sickness, accident or disability resulting in you being unable to work or carry out certain activities of daily living stipulated by the provider.  The provider will maintain paying your premiums into your plan for you in the event of a claim for this benefit after a specified period of weeks which you can choose at outset resulting in the valuable plan benefits being kept available to you and your family. 

We strongly recommend that Waiver of Premium benefit is included in any plan which has this option available to ensure that the plan benefits are maintained if you are unable to work through sickness, accident or disability or unable to carry out certain activities of daily living stipulated by the provider.