R.J. Nash Consultancy Ltd     
  Independent Financial Solutions
                                                                                              
 Call us now on 01296 399 622

   

Mortgages – tailored to your needs

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake.  Surely then you should seek mortgage advice which is totally independent and individually tailored to your requirements?

We are not tied to any particular lender, which means that we have the ability to act on your behalf, representing your best interests, in order to establish the most appropriate mortgage solution for you.

Gone are the days when a borrower was grateful to the lender for providing them with a mortgage facility.  In today’s marketplace, lenders are in competition with each other for your valuable business.  They are therefore willing to offer incentives to entice you.  But beware, you don’t want them to snare you!

There are so many types of mortgage available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest.  But when booking and arrangement fees, conditional insurances, higher lending charge premiums, lock-ins and early repayment charges are taken into account, the products, may not be as attractive as one was first lead to believe.

Based on the information you provide in your Mortgage Enquiry Form, (it is essential that you provide truthful and up to date information), we will search the UK mortgage market of over 300 lenders, some of which offer exclusive products to brokers such as ourselves, to determine which lender will offer you the most attractive mortgage options, suited to your particular needs.

Once we have received your Mortgage Enquiry Form we will contact you within 24 hours to discuss your enquiry and make an appointment to see you if required, source the products on your behalf, answer any questions you may have and provide you with any further information you may require.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We can either be paid commission by the lending institution or charge a fee for Mortgage Advice.  The amount of the fee will depend on your circumstances, typically 0.5% of the loan amount.