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  Pensions
  Are you happy to live on £107.45 per week*(2012/13) when you retire? This is the amount an individual
   would receive from the state if full national insurance contributions  have been made to secure a full individual basic
   state pension.  Would £107.45 a week be adequate, that’s pretty much the  prospect unless you make additional pension
   arrangements either by setting up a stakeholder pension or by being part of a company scheme.

Before seeking advice regarding pension planning it is worth understanding the basics first:

    Occupational Schemes  
                                          
    Personal Pensions

    Stakeholder Pensions

 

*Single person Basic State Pension, assuming maximum Basic State Pension qualification.
       
(   01296 399622        7   0870 8381293        8   enquiries@rjnashconsultancy.co.uk