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National Savings products

Some of the lower risk investment options are those offered by National Savings, which raises money on behalf of the UK Government.  While investment returns are not spectacular and some involve tying your money up for long periods of time they are stable and in some cases tax free.

The products on offer include National Savings Bank accounts and Savings Certificates and various forms of savings and Income Bonds.

It is important to remember that inflation must be taken into account to ensure real returns.

The Financial Services Authority  does not regulate National Savings products.